Much of the focus has been on the exploding debt of the federal government… But on an individual level, US consumers have been extremely irresponsible as well.  In fact, one new survey has found that more than 80 percent of all American adults are currently in debt… It’s no secret that America is a nation that runs on debt, but it may surprise you to learn that the overwhelming majority of US adults owe money in some way, shape, or form.

According to new data from Comet, here’s how many Americans have debt at present:

80.9% of Baby Boomers

79.9% of Gen Xers

81.5% of Millennials

For most of us, it starts very early.  We were told that going into debt to get a college education would not be a problem because we would be able to pay those loans off with the good jobs we would get after graduation. Unfortunately, those good jobs never really materialized for many of us, and now millions of former college students are absolutely drowning in debt…